(605) 376-1996

Pal & Associates, LLC

Connecting Your Business With The Best Insurance

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Your Business, Covered.

Pal & Associates is a full-service commercial insurance broker with coverage options for nearly any industry, including trucking, contractors, manufacturers, and more. We know your business means the world to you, just like our clients mean to us. So, we do things a little differently.


Every business is unique. We believe in taking the time up front to truly understand your operations. This allows us to make informed recommendations about coverage and loss mitigation strategies.


Pal & Associates is an independent insurance agency, which means we work for you – not an insurance company. We connect you with whichever insurance company best meets your needs for coverage and cost.


Commercial insurance is not transactional. We believe in being by your side as your company changes and grows to ensure your coverage always meets your needs, you’re paying a competitive rate, and providing a safe workplace.

Worker’s Compensation Insurance

Worker’s Compensation Insurance pays for employee medical bills and lost wages if they are hurt or become ill in the course of their work. As a designated Work Comp Advisor, we can help you find great rates and keep them low.

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Commercial Auto Insurance

Commercial auto insurance protects your business vehicles and employees, when they’re driving for work.

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Business Liability Insurance

Business liability insurance protects your business from a variety of risk exposures, from trips & falls to completed operations.

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Pal & Associates offers a full line of commercial and personal insurance products.

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South Dakota & Beyond

Licensed in SD, MN, IA, TXPal & Associates is licensed in and serves the states of South Dakota, Minnesota, Iowa, and Texas, with offices located in Sioux Falls, SD.

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