(605) 376-1996

Personal Insurance


Personal insurance protects you and your family at home, on the road, and everywhere in between.

You’ve worked hard to get where you are. Keep the people and things you value most protected with a comprehensive personal insurance plan.

At Pal & Associates, we’ll help you determine the coverage needed and connect you with the insurance company that best fits your needs and budget. Contact us or request quotes to get started now.

Personal Insurance Coverage

Homeowners Insurance

Covers your home, other structures, personal property, and personal liability.

Car Insurance

Covers damage or injury you cause to another behind the wheel. Car insurance can also cover the cost to repair or replace your vehicle if it’s damaged in an accident.

Motorcycle Insurance

Covers damage or injury you cause to another while riding. It can also cover damage to your bike caused by an accident.

Boat Insurance

Covers damage or injury you cause to another while boating. It can also cover damage to your boat caused by an accident.

RV Insurance

Covers damage to your RV. Depending on the style of rec vehicle, it can cover auto liability, campsite liability, and more.

Personal Umbrella Insurance

Provides additional liability protection when your underlying policy meets its limits. One umbrella policy can extend the coverage for multiple underlying policies, like auto and home.

Life Insurance

Provides financial protection for your loved ones if you die prematurely. There are many different forms of life insurance that vary in cost and benefits.


Discounts Available

Good Student
Accident Free
Driver Safety Course
And More

Why Us?

Comprehensive Insurance Plan
One Agency For All Your Insurance
We Shop Insurance Companies For You
Great Local Service
Expert Claims Assistance
And More

Let’s Connect

Get QuotesContact Us